cr_pre_onboarding_guide
Everything you need to prepare and submit your Central Registry (CR) onboarding request.
Overview
The Central Registry (CR) is the authoritative directory of all Regulated Entities (REs) participating in the Account Aggregator (AA) ecosystem. Onboarding to the CR is a prerequisite for going live on the ecosystem.
This guide walks you through the requirements and steps to submit a complete CR onboarding request to Sahamati. A well-prepared submission helps avoid delays and ensures a smooth onboarding experience.
Before You Begin
Before submitting your request, make sure the following are in place:
Your organisation has a valid Certificate of Registration (COR) from the relevant regulator.
You have identified the SPOC who will be responsible for submitting the onboarding request.
Your TSP and associated AA(s) have been identified and are available to be tagged in the email.
The submission must be sent from your organisation's registered domain email address.
The request email must originate from the Regulated Entity's registered domain. Requests sent from personal or third-party email addresses will not be processed.
Submitting Your CR Onboarding Request
All CR onboarding requests are submitted via email to Sahamati's Member Services team. Follow the format below carefully to avoid delays.
Email Format
Use the subject line format below. The name of the RE must match exactly what is stated in your Certificate of Registration.
Example: XYZ Bank | CR Onboarding Request | FIP | NBFC-ICC
In the body of the email, include the completed document table (see below) and attach all required documents. Ensure your TSP and associated AA(s) are tagged in the email.
Document Requirements
The table below applies to both FIPs and FIUs. Where requirements differ by entity type, this is noted inline.
1
Certificate of Registration (COR)
Mandatory
2
JSON file (template attached below)
Mandatory
3
Customer journey demo — video, screenshots, or walkthrough (FIU only. Not required for FIP onboarding.)
Mandatory
4
Customer Experience Guidelines checklist (template attached below) (FIPs: complete only the sections marked for FIP.)
Mandatory
5
Legal Adherence Guidelines checklist (template attached below) (FIPs: complete only the sections marked for FIP.)
Mandatory
6
Certificate of Testing (FIU: if testing is pending, confirm expected submission date — onboarding will not be put on hold.)
Mandatory
7
Name of associated AA(s) — mention name and tag in email
Mandatory
8
Name of associated TSP — mention name and tag in email
Mandatory
9
Organisation status with Sahamati — New or Existing
Mandatory
10
Sahamati Membership ID (if applicable)
Mandatory (Members only)
11
AA Program SPOC details — name, email, mobile, designation
Mandatory
Attachments
Download the templates below, complete them, and attach them to your onboarding request email.
📋 Customer Experience Guidelines Checklist — [Placeholder: attach file]
⚖️ Legal Adherence Guidelines Checklist — [Placeholder: attach file]
{ } JSON Template — [Placeholder: attach file]
SPOC Roles and Responsibilities
You are required to designate five SPOCs as part of your onboarding request, each covering a specific function. At least one contact must be provided per role. The same email ID may be used across multiple roles. All email IDs must belong to your organisation's registered domain.
Phone numbers are mandatory for all SPOCs to ensure smooth communication. You may provide more than one contact per role.
Implementation SPOC
Leads the AA implementation. Coordinates with TSPs for technical escalations.
sAAns Portal
Escalation SPOC
Manages escalations for issues arising on the AA ecosystem.
—
Support SPOC
Handles regular support queries related to AA operations.
SahAAyak Portal
AA Program SPOC
Oversees the AA program at the organisation. Also has access to Sahamati's Self-Service Portal to rotate secrets independently. Learn more about secret rotation and why it matters →
sAAns, SahAAyak & Self-Service Portal
Governance SPOC
Coordinates policy adherence and compliance requirements.
—
Access to sAAns, SahAAyak, and the Self-Service Portal is subject to completion of Sahamati Membership by the RE.
Entity ID Naming Convention
Each RE on the CR is assigned a unique Entity ID at the time of onboarding. Use the format below when proposing your Entity ID.
XXX
Up to 3 characters from the organisation's name or a recognisable short form
ZZZZZZZ
Up to 7 characters indicating the license type (refer to the codes table below)
FIP / FIU / AA
Role the entity is seeking in the ecosystem
YYMMDD
Date of the entity creation request in YYMMDD format
Example: XYZ-NBFCPVB-FIU-250324
License Type Codes
Use the table below to identify the correct code for your license type.
Merchant Banker
MERB
Corporate Agent (Life)
CALFE
Corporate Agent (General)
CAGEN
Corporate Agent (Health)
CAHLT
Corporate Agent (Composite)
CACOM
Private Insurance Life
PRIL
Private Insurance Non-Life
PRINL
Public Insurance Non-Life
PUINL
Public Insurance Life
PUIL
Health Insurer
HEIN
Insurance Brokers
INBR
Insurance Marketing Firms
INMR
Public Sector Banks
PSB
Private Sector Banks
PVB
Small Finance Banks
SFB
Payment Banks
PB
RRBs
RRB
Foreign Banks
FNCRB
Urban Co-Op Banks
UCB
Non Sch Urban Co-Op Banks
NSUCB
State Co-operative Banks
STCB
Deposit Accepting NBFCs
NBFCD
HFC
HFC
P2P NBFC
NBFCP2P
MFI NBFC
NBFCMFI
NBFC-Factors
NBFCFAC
NBFC-AA
NBFCAA
NBFC-ICC
NBFCP
PPIs
PPI
Depositories
CSD
TreDs
TREDS
AIF
AIF
CRA
CRE
ERA
ERA
Authorized Dealers - II
ADIIA
MCA
MCA
RIA
RIA
PM
PM
Research Analyst
RA
Stock Broker
STCKBR
TA
TA
Financial Institution
FININD
DCCBs
DCCB
Payment Aggregator
PAYAG
Deposit-accepting Housing Finance Companies
HFCD
Full-Fledged Money Changer
FFMC
CR Agencies
CRA
Goods and Services Tax
GSTN
POP
POP
Terms of Use
By proceeding with the CR onboarding process, your organisation affirms acceptance of Sahamati's Terms of Use for the Central Registry and Sahamati's Terms of Use for Token Services.
Need Help?
For questions about Sahamati membership and its benefits, reach out to the membership team at [email protected]. For all other onboarding queries, contact the Member Services team.